Personal Finance Archives - Balancing the Books of Life

Budgeting tools to track monthly expenses and control finances

Michele — Sun, 18 Oct 2020 02:56:06 +0000

The idea of taking control of your finances when, often times, your money situations have been avoided or ignored for so long can be incredibly overwhelming. You want to get more on top of your money and control your finances, but you aren’t exactly sure where to start. Maybe you’re behind on the bills, and ... Read More about Budgeting tools to track monthly expenses and control finances

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Buy Nothing Facebook Groups: What are They & How to Make the Most of Them

Michele — Fri, 09 Oct 2020 14:55:51 +0000

Buy Nothing Facebook Groups are fantastic. They have so much to offer and can be an awesome resource. I have been a part of one for about a year and a half, and I have been able to give and receive so much wonderful stuff. However, not all things about the groups are great. I ... Read More about Buy Nothing Facebook Groups: What are They & How to Make the Most of Them

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Tips To Avoid Impulse Spending and Stop Buying Stuff

Michele — Sun, 06 Sep 2020 02:52:24 +0000

I don’t know about you, but I have always had trouble with the desire to impulse spend. I struggle to keep that impulse under control and stop buying stuff. There are some moments when I have extremely good willpower and can keep my spending to a minimum, like for instance when I was planning my ... Read More about Tips To Avoid Impulse Spending and Stop Buying Stuff

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The 3-Step Process to Calculating Net Worth

Michele — Sat, 11 Jul 2020 00:30:00 +0000

Let’s talk about net worth. Net worth is important. Net worth is a number that represents how much money you have and how much you own. It is a total picture number. It is easy to convince ourselves we own more than we do, and knowing your net worth helps to keep that knowledge in ... Read More about The 3-Step Process to Calculating Net Worth

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Is that expense really worth it?

Michele — Sun, 08 Dec 2019 02:38:26 +0000

There are a lot of ways I’m frugal. For the most part, if I can do something for less money myself, I will quite willingly, refuse to spend money on that thing. This has both pros and cons. At some point, if I insist on doing everything I’ll run out of time; however, other times ... Read More about Is that expense really worth it?

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Cheap Ways to Prioritize Family this Holiday Season

Michele — Sat, 16 Nov 2019 03:05:26 +0000

The holidays always seem to catch me off guard. Autumn flies by, whether I like it or not, and before I know it, I’m looking at Thanksgiving, parties, shopping, and a whirlwind schedule to close out the year. But at the same time, the holidays provide a fantastic opportunity to connect with our loved ones. ... Read More about Cheap Ways to Prioritize Family this Holiday Season

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5 Things You Should Be Doing Right Now to Save More Money

Michele — Mon, 12 Aug 2019 00:31:22 +0000

Let’s face it. We all wish we could save more money. Money is a topic we all get pretty passionate about, and I’m no exception. Over the years I’ve tried many different things to save more money. I’ve cut cable, brought out a calculator in the grocery store, and cut back on eating out and ... Read More about 5 Things You Should Be Doing Right Now to Save More Money

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20 ways to save money on groceries

Michele — Fri, 29 Mar 2019 16:04:08 +0000

One of the questions I see all the time is how to save money on food and groceries. And for good reason. According to the U.S. Department of Agriculture, for February 2019 a moderate spending family of 4 spends between $200 and $250 (depending on the age of the kids) per week on groceries. That’s ... Read More about 20 ways to save money on groceries

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Dare to Dream

Michele — Sun, 10 Mar 2019 07:49:46 +0000

Do you feel like a hamster, on a spin wheel that just goes around and around? Are you stuck in a life where each and every day is the same thing? Where what takes the bulk of your time and energy is draining you, bleeding you, and making you more tired than ever? Do you ... Read More about Dare to Dream

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